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Home ON Cobourg
439 DIVISION STREET
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439 DIVISION STREET $525,000
2 days ago
$525,000
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439 DIVISION STREET
Cobourg, Ontario K9A3R8

MLS® Number: X12220354
4
Bedrooms
2
Bathrooms
1500 - 2000
Square Feet

Listing Description

Investor Alert -- Century Home in Prime Cobourg Location with Value-Add Potential! Discover a rare equity-building opportunity with this spacious semi-detached century home, ideally located directly on the main street of vibrant Cobourg. Just a short walk to Cobourg Beach, downtown shops, restaurants, and essential amenities, this 4-bedroom/2-bath home is perfectly positioned for strong appreciation and potential rental income. Built in 1846, this character-rich property blends historical charm with modern updates where they count. Key mechanical upgrades include a 100-amp breaker panel in 2010, and any old wiring was replaced in 2016, high-efficiency gas furnace in 2017, and new roof shingles in 2018. Most of the plumbing has also been updated, offering investors peace of mind and reduced upfront costs. The home features 3 bedrooms on the upper level and a main floor primary bedroom with ensuite, creating layout flexibility for multi-generational living or duplex conversion (subject to approvals). The bright upper hallway includes a cozy sitting room with southern exposure, while the updated eat-in kitchen (2025) offers clean white cabinetry and low-maintenance vinyl tile flooring. Additional features include main floor laundry, hardwood flooring in the large living room, two full bathrooms, a 15 foot covered front porch, and a quaint enclosed vestibule. Outside, the corner lot boasts a fenced backyard, mature trees, and a 12' x 20' detached garage/workshop - perfect for storage or hobby use. A double-wide driveway provides ample off-street parking. Whether you're a first-time investor, renovator, or experienced buyer looking to unlock hidden potential, this property offers the perfect canvas to create value. Zoned multi-use, this home is an ideal investment in a growing lakeside community. Previously the home has been tenanted and is now currently vacant, allowing for a flexible closing, including a quick possession if so desired. ** (40688163)

Location Description

Division St & Spencer St

Property Summary

Property Type
Single Family
Building Type
House
Storeys
2
Square Footage
1500 - 2000 sqft
Community Name
Cobourg
Title
Freehold
Land Size
67.3 x 51.7 FT ; Corner lot|under 1/2 acre
Age Of Building
100+ years
Annual Property Taxes
$3,568.61
Parking Type
Detached Garage, Garage
Time on REALTOR.ca
2 days

Building

Bedrooms
Above Grade
4
Bathrooms
Total
2
Interior Features
Appliances Included
Water Heater
Flooring
Tile, Carpeted, Hardwood
Basement Type
Full
Building Features
Features
Level lot, Level
Foundation Type
Stone
Style
Semi-detached
Rental Equipment
None
Structures
Porch
Heating & Cooling
Heating Type
Forced air (Natural gas)
Utilities
Utility Type
Electricity (Installed), Sewer (Installed)
Utility Sewer
Sanitary sewer
Water
Municipal water
Exterior Features
Exterior Finish
Stucco
Neighbourhood Features
Amenities Nearby
Beach, Place of Worship, Public Transit, Schools
Parking
Parking Type
Detached Garage, Garage
Total Parking Spaces
2

Measurements

Square Footage
1500 - 2000 sqft

Rooms

MetricImperial
Main level
Kitchen
Laundry room
Bedroom 4
Living room
Foyer
Second level
Primary Bedroom
Bedroom 2
Bedroom 3
Sitting room

Land

Lot Features
Fencing
Fully Fenced, Fenced yard
Frontage
67 ft ,3 in
Land Depth
51 ft ,8 in
Landscape Features
Landscaped
Other Property Information
Zoning Description
Mixed-use (including residential)
Data provided by: Central Lakes Association of REALTORS® Unit 5 - 1100 BENNETT Road, BOWMANVILLE, Ontario L1C 0Y7

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